Terms & Conditions

The rules that apply to using this site, requesting auto insurance quotes and holding an account here.

Effective July 2026

01.Agreement To These Terms

Using this site, submitting a quote request or creating an account means these terms apply in full. Anyone who does not accept them should stop using the site. Where a separate written agreement covers a specific service, that agreement governs wherever the two documents disagree.

02.Eligibility

The site is intended for residents of the United States who are at least eighteen years of age and legally able to enter a binding agreement. Auto insurance availability, pricing and coverage terms vary by state, and some options described on this site may not be offered in every location.

03.Nature Of The Information

Everything published on this site is general information about auto insurance. It is not legal advice, financial advice or a binding offer of coverage. Coverage exists only once a carrier issues a policy and that policy takes effect. Where this site and an issued policy differ, the policy document is the one that governs.

04.Quotes And Pricing

A quote reflects the details supplied at the moment it was prepared. Carriers verify those details independently, and a final premium can differ once driving records, vehicle records and prior claims are reviewed. Quotes may expire, and rates may change before a policy is bound.

  • Quotes rest on the accuracy of the information submitted
  • Carrier verification can change the final premium
  • Availability and terms differ from state to state
  • No coverage exists until a carrier confirms a policy is in force

05.Accounts And Access

An account holder is responsible for keeping login details private and for everything that happens under that account. Passwords should not be shared. Any suspected unauthorised access should be reported straight away so the account can be secured. Accounts may be suspended where these terms are broken or where activity appears fraudulent.

06.Accurate Information

Quotes and coverage recommendations depend entirely on what gets submitted. Details that are incomplete, out of date or inaccurate can lead to the wrong coverage, an incorrect premium or a claim being reduced or refused by the carrier. Keeping vehicle, driver and address details current is the responsibility of the person on the policy.

07.Acceptable Use

The site is provided for genuine auto insurance inquiries. Certain activity is not permitted at any time.

  • Submitting false, stolen or impersonated details
  • Attempting to reach accounts or systems without permission
  • Automated scraping, harvesting or bulk collection of site content
  • Interfering with site availability or introducing harmful code
  • Using the site for any unlawful or fraudulent purpose

08.Electronic Communications

Submitting details through this site is an agreement to receive communications electronically about the request. Text message consent is optional and separate, and it can be withdrawn by replying STOP at any time. A reply of HELP returns assistance information. Standard message and data rates may apply, and frequency varies with activity on a request.

09.Intellectual Property

The wording, layout, graphics, logo and code on this site belong to MartenMotors or to its licensors and are protected by law. Personal, non commercial viewing is permitted. Copying, republishing, reselling or building a derivative work from any part of the site requires written permission first.

10.Third Party Sites

Links to carrier portals, regulator pages and other external resources appear for convenience. Those destinations are operated independently and their content is not controlled here. Following an external link means the terms and privacy practices of that site take over.

11.Disclaimer Of Warranties

The site is provided on an as is and as available basis. No promise is made that it will be uninterrupted, error free or continuously current, and no warranty of any kind is given beyond what the law requires. Reliance on any information found here is at the reader's own discretion.

12.Limitation Of Liability

To the fullest extent the law allows, no liability is accepted for indirect, incidental, special or consequential loss arising from use of this site, including lost savings, lost opportunity or a denied claim tied to information that was submitted inaccurately. Nothing here limits liability that cannot be limited by law.

13.Arbitration Agreement

Any dispute arising from the use of this site, from a quote request or from these terms is resolved by binding individual arbitration rather than in court, except for claims that qualify for small claims court. Arbitration takes place under the rules of a recognised arbitration provider and is administered in the state where the account holder resides unless another location is agreed.

Disputes are brought individually. Class actions, class arbitrations, consolidated proceedings and representative actions are waived by both sides. Either side keeps the right to seek injunctive relief in a court of competent jurisdiction to protect intellectual property or confidential information. Anyone who wishes to opt out of this arbitration agreement may do so in writing within thirty days of first accepting these terms, using the contact details below.

14.Governing Law

These terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Where a provision is found unenforceable, the remainder stays in effect and the unenforceable part is limited to the smallest extent needed for the rest to stand.

15.Changes To These Terms

These terms are revised as services and legal requirements change. The effective date at the top of this page reflects the version currently in force. Continued use of the site after a revision is published means the updated terms apply.

16.Contact Details

Questions about these terms, or a written arbitration opt out notice, can be sent using the details below.